Loading organization details...
Loading organization details...
Free advisory services, student loans and scholarships for post-secondary education.
Source: IRS Form 990 (Tax Year 2024)
Source: IRS e-Filed Form 990 (from the IRS e-File system), Tax Year 2023
Total Revenue
▼$63.9M
Program Spending
94%
of total expenses go to program services
Total Contributions
$542.7K
Total Expenses
▼$60.1M
Total Assets
$904.5M
Total Liabilities
▼$590.6M
Net Assets
$313.8M
Officer Compensation
→$1.2M
Other Salaries
$4.9M
Investment Income
$7.9M
Fundraising
▼N/A
Tax Year 2023 · Source: IRS Form 990, Schedule I (Grants and Other Assistance)
Total grants awarded: $125K
| Recipient | Location | Amount | Type | Purpose |
|---|---|---|---|---|
New Hampshire Department of Education | Concord, NH | $125K | Cash | Education |
| Total | $125K | |||
New Hampshire Department of Education
Concord, NH
$125K
Source: USAspending.gov
No federal awards found for this organization.
USAspending.gov tracks federal grants, cooperative agreements, and other financial assistance. Not all nonprofits receive federal funding.
Source: Federal Audit Clearinghouse (fac.gov)
Total Audits
10
Clean Audits
10
Material Weakness
No
Noncompliance Issues
No
| Year | Status | Financial Report | Federal Expenditure | Low Risk | Accepted |
|---|---|---|---|---|---|
| 2025 | Clean | Unmodified (Clean) | $107.7M | Yes | 2026-03-19 |
| 2024 | Clean | Unmodified (Clean) | $147.3M | Yes | 2025-04-09 |
| 2023 | Clean | Unmodified (Clean) | $187.7M | Yes | 2023-12-21 |
| 2022 | Clean | Unmodified (Clean) | $233.3M | Yes | 2023-01-04 |
| 2021 | Clean | Unmodified (Clean) | $266M | Yes | 2022-01-04 |
| 2020 | Clean | Unmodified (Clean) | $301.4M | Yes | 2021-02-08 |
| 2019 | Clean | Unmodified (Clean) | $342.8M | Yes | 2020-02-18 |
| 2018 | Clean | Unmodified (Clean) | $391.2M | Yes | 2019-02-17 |
| 2017 | Clean | Unmodified (Clean) | $449.9M | Yes | 2018-02-08 |
| 2016 | Clean | Unmodified (Clean) | $509M | Yes | 2017-02-01 |
Financial Report
Unmodified (Clean)
Federal Expenditure
$107.7M
Financial Report
Unmodified (Clean)
Federal Expenditure
$147.3M
Financial Report
Unmodified (Clean)
Federal Expenditure
$187.7M
Financial Report
Unmodified (Clean)
Federal Expenditure
$233.3M
Financial Report
Unmodified (Clean)
Federal Expenditure
$266M
Financial Report
Unmodified (Clean)
Federal Expenditure
$301.4M
Financial Report
Unmodified (Clean)
Federal Expenditure
$342.8M
Financial Report
Unmodified (Clean)
Federal Expenditure
$391.2M
Financial Report
Unmodified (Clean)
Federal Expenditure
$449.9M
Financial Report
Unmodified (Clean)
Federal Expenditure
$509M
Tax Year 2024 · Source: IRS e-Filed Form 990Schedule J available
Individuals serving as officers, directors, or trustees of the organization.
| Name | Title | Hrs/Wk | Compensation | Related Orgs | Other |
|---|
Source: IRS Publication 78, Auto-Revocation List & e-Postcard Data
Tax-deductible contributions: Yes
Deductibility code: PC
Sources: IRS e-Filed Form 990 (XML) & ProPublica Nonprofit Explorer
Scroll →
| Year | Revenue | Contributions | Expenses | Assets | Net Assets |
|---|---|---|---|---|---|
| 2023IRS e-File | $63.9M | $542.7K | $60.1M | $904.5M | $313.8M |
| 2022IRS e-File | $61.7M | $113K | $60.4M | $915.7M | $296.3M |
| 2021 | $75.1M | $56K | $62.1M | $910.6M | $289M |
| 2020 | $54.8M |
Sources: ProPublica Nonprofit Explorer & IRS e-File Index
Financial data: IRS e-Filed Form 990 (Tax Year 2023)
Leadership & compensation: IRS e-Filed Form 990, Part VII (Tax Year 2024)
Organization info: IRS Business Master File
Tax-deductibility: IRS Publication 78
| Total |
|---|
| Christiana Thornton | President & CEO | 40 | $489.9K | $0 | $45.6K | $535.4K |
| Scott Rogers | VP & CFO | 40 | $262.8K | $0 | $38.3K | $301K |
| John Flanders | VP & Chief Strategy/lending Officer | 40 | $206.4K | $0 | $38.4K | $244.8K |
| Blessing Chimwanda | Gen. Counsel/chief Compliance Off. | 40 | $139.8K | $0 | $1,588 | $141.4K |
| Jamie Burnett | Secretary; Trustee | 0.2 | $0 | $0 | $0 | $0 |
| Carol Houle | Treasurer (start 9/2024); Trustee | 0.2 | $0 | $0 | $0 | $0 |
| Rick Elwell | Treasurer (end 9/2024); Trustee | 0.2 | $0 | $0 | $0 | $0 |
| Gordon Koff | Vice Chair (start 9/2024); Trustee | 0.2 | $0 | $0 | $0 | $0 |
| Paul Provost | Vice Chair (end 9/2024); Trustee | 0.2 | $0 | $0 | $0 | $0 |
| Susan Huard | Chair; Trustee | 0.2 | $0 | $0 | $0 | $0 |
Christiana Thornton
President & CEO
$535.4K
Hrs/Wk
40
Compensation
$489.9K
Related Orgs
$0
Other
$45.6K
Scott Rogers
VP & CFO
$301K
Hrs/Wk
40
Compensation
$262.8K
Related Orgs
$0
Other
$38.3K
John Flanders
VP & Chief Strategy/lending Officer
$244.8K
Hrs/Wk
40
Compensation
$206.4K
Related Orgs
$0
Other
$38.4K
Blessing Chimwanda
Gen. Counsel/chief Compliance Off.
$141.4K
Hrs/Wk
40
Compensation
$139.8K
Related Orgs
$0
Other
$1,588
Jamie Burnett
Secretary; Trustee
$0
Hrs/Wk
0.2
Compensation
$0
Related Orgs
$0
Other
$0
Carol Houle
Treasurer (start 9/2024); Trustee
$0
Hrs/Wk
0.2
Compensation
$0
Related Orgs
$0
Other
$0
Rick Elwell
Treasurer (end 9/2024); Trustee
$0
Hrs/Wk
0.2
Compensation
$0
Related Orgs
$0
Other
$0
Gordon Koff
Vice Chair (start 9/2024); Trustee
$0
Hrs/Wk
0.2
Compensation
$0
Related Orgs
$0
Other
$0
Paul Provost
Vice Chair (end 9/2024); Trustee
$0
Hrs/Wk
0.2
Compensation
$0
Related Orgs
$0
Other
$0
Susan Huard
Chair; Trustee
$0
Hrs/Wk
0.2
Compensation
$0
Related Orgs
$0
Other
$0
Highest compensated employees who are not officers or directors.
| Name | Title | Hrs/Wk | Compensation | Related Orgs | Other | Total |
|---|---|---|---|---|---|---|
| Erik Sobel | VP Information Services | 40 | $188.3K | $0 | $24.2K | $212.5K |
| Danielle Barrick | VP Communications & External Affairs | 40 | $183.4K | $0 | $11.8K | $195.1K |
| Kathy-Ann Maguire | VP Human Resources | 40 | $142.1K | $0 |
Erik Sobel
VP Information Services
$212.5K
Hrs/Wk
40
Compensation
$188.3K
Related Orgs
$0
Other
$24.2K
Danielle Barrick
VP Communications & External Affairs
$195.1K
Hrs/Wk
40
Compensation
$183.4K
Related Orgs
$0
Other
$11.8K
Kathy-Ann Maguire
VP Human Resources
$176K
Hrs/Wk
40
Compensation
$142.1K
Related Orgs
$0
Other
$33.9K
Members of the governing board. Board members often serve without compensation.
| Name | Title | Hrs/Wk | Compensation | Related Orgs | Other | Total |
|---|---|---|---|---|---|---|
| Chuck Lloyd | Trustee | 0.2 | $0 | $0 | $0 | $0 |
| Debra Miller | Trustee | 0.2 | $0 | $0 | $0 | $0 |
| Hans Olson | Trustee | 0.2 | $0 | $0 | $0 | $0 |
| Mb Lufkin | Trustee (start 9/2024) | — | $0 | $0 | $0 | $0 |
| Peter Burger | Trustee | 0.2 | $0 | $0 | $0 | $0 |
| Sandy Tracy | Trustee | 0.2 |
Chuck Lloyd
Trustee
$0
Hrs/Wk
0.2
Compensation
$0
Related Orgs
$0
Other
$0
Debra Miller
Trustee
$0
Hrs/Wk
0.2
Compensation
$0
Related Orgs
$0
Other
$0
Hans Olson
Trustee
$0
Hrs/Wk
0.2
Compensation
$0
Related Orgs
$0
Other
$0
Mb Lufkin
Individuals who previously served as officers or key employees.
| Name | Title | Hrs/Wk | Compensation | Related Orgs | Other | Total |
|---|---|---|---|---|---|---|
| Ann Marie Thomas | Former VP & Chief Risk Officer | 40 | $237K | $0 | $11.7K | $248.7K |
Ann Marie Thomas
Former VP & Chief Risk Officer
$248.7K
Hrs/Wk
40
Compensation
$237K
Related Orgs
$0
Other
$11.7K
| $32.1K |
| $56.1M |
| $867.9M |
| $268.8M |
| 2019 | $54.8M | $0 | $53.6M | $773M | $223M |
| 2018 | $48.1M | $0 | $43.8M | $693.2M | $221.1M |
| 2017 | $40.6M | $0 | $37.5M | $665.2M | $217M |
| 2016 | $38.3M | $0 | $35.9M | $728.9M | $210.6M |
| 2015 | $40.6M | $0 | $35.3M | $747.7M | $205.7M |
| 2014 | $42.9M | $0 | $39.6M | $824.7M | $203.9M |
| 2013 | $50.6M | $0 | $47.2M | $911.6M | $199.4M |
| 2012 | $51.9M | $0 | $52.1M | $1B | $196.6M |
| 2011 | $146.6M | $0 | $58M | $1.2B | $192.9M |
| 2021 | 990 | Data |
| 2020 | 990 | Data |
| 2019 | 990 | Data |
| 2018 | 990 | Data |
| 2017 | 990 | Data |
| 2016 | 990 | Data |
| 2015 | 990 | Data |
| 2014 | 990 | Data |
| 2013 | 990 | Data |
| 2012 | 990 | Data |
| 2011 | 990 | Data |
| 2010 | 990 | — |
| 2009 | 990 | — |
| 2008 | 990 | — |
| 2007 | 990 | — |
| 2006 | 990 | — |
| 2005 | 990 | — |
| 2003 | 990 | — |
| 2002 | 990 | — |
| 2001 | 990 | — |
| $33.9K |
| $176K |
| Robert Woodburn | Avp, Business Systems (end 9/2023) | 40 | $154.1K | $0 | $20.4K | $174.5K |
| Daniel Coughlan | VP Capital Markets/asset Management | 40 | $143.7K | $0 | $27.9K | $171.6K |
Robert Woodburn
Avp, Business Systems (end 9/2023)
$174.5K
Hrs/Wk
40
Compensation
$154.1K
Related Orgs
$0
Other
$20.4K
Daniel Coughlan
VP Capital Markets/asset Management
$171.6K
Hrs/Wk
40
Compensation
$143.7K
Related Orgs
$0
Other
$27.9K
| $0 |
| $0 |
| $0 |
| $0 |
| William Dwyer | Trustee | 0.2 | $0 | $0 | $0 | $0 |
Trustee (start 9/2024)
$0
Hrs/Wk
—
Compensation
$0
Related Orgs
$0
Other
$0
Peter Burger
Trustee
$0
Hrs/Wk
0.2
Compensation
$0
Related Orgs
$0
Other
$0
Sandy Tracy
Trustee
$0
Hrs/Wk
0.2
Compensation
$0
Related Orgs
$0
Other
$0
William Dwyer
Trustee
$0
Hrs/Wk
0.2
Compensation
$0
Related Orgs
$0
Other
$0