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ALIGNING OUR MEMBERS AND COMMUNITIES WITH FINANCIAL TOOLS TO SERVE THEIR NEEDS.
Source: IRS Form 990 (Tax Year 2024)
Source: IRS e-Filed Form 990 (from the IRS e-File system), Tax Year 2024
Total Revenue
▼$29.5M
Total Contributions
$0
Total Expenses
▼$38.2M
Total Assets
$669.5M
Total Liabilities
▼$636.1M
Net Assets
$33.4M
Officer Compensation
→$1.6M
Other Salaries
$8.5M
Investment Income
$5.8M
Fundraising
▼N/A
Tax Year 2023 · Source: IRS Form 990, Schedule I (Grants and Other Assistance)
Total grants awarded: $31.5K
| Recipient | Location | Amount | Type | Purpose |
|---|---|---|---|---|
UMASS LOWELL ATHLETICS | LOWELL, MA | $12.5K | Non-Cash | PROGRAM SUPPORT |
THE LOWELL PLAN | LOWELL, MA | $11K | Non-Cash | PROGRAM SUPPORT |
MANOLIS FAMILY FOUNDATION26-2711036 | DRACUT, MA | $8,000 | Non-Cash | LOCAL COMMUNITY EVENT |
| Total | $31.5K | |||
UMASS LOWELL ATHLETICS
LOWELL, MA
$12.5K
THE LOWELL PLAN
LOWELL, MA
$11K
DRACUT, MA
$8,000
Source: USAspending.gov
No federal awards found for this organization.
USAspending.gov tracks federal grants, cooperative agreements, and other financial assistance. Not all nonprofits receive federal funding.
Source: Federal Audit Clearinghouse (fac.gov)
No federal single audit records found for this organization.
Single audits are required for entities expending $750,000+ in federal awards annually.
Tax Year 2024 · Source: IRS e-Filed Form 990Schedule J available
Individuals serving as officers, directors, or trustees of the organization.
| Name | Title | Hrs/Wk | Compensation | Related Orgs | Other |
|---|
Source: IRS Publication 78, Auto-Revocation List & e-Postcard Data
Tax-deductible contributions: Not confirmed
No additional tax-exempt status records found in ReconForce's database.
Sources: IRS e-Filed Form 990 (XML) & ProPublica Nonprofit Explorer
Scroll →
| Year | Revenue | Contributions | Expenses | Assets | Net Assets |
|---|---|---|---|---|---|
| 2024IRS e-File | $29.5M | $0 | $38.2M | $669.5M | $33.4M |
| 2023IRS e-File | $27.9M | $0 | $31.4M | $706.7M | $37.7M |
| 2022 | $24.4M | $0 | $24M | $703.5M | $35.3M |
| 2021 | $24.2M |
Sources: ProPublica Nonprofit Explorer & IRS e-File Index
| Tax Year | Form Type | Source | Documents |
|---|---|---|---|
| 2024 | 990 | IRS e-File | PDF not yet published by IRSView Filing → |
| 2023 | 990 | DataIRS e-File | PDF not yet published by IRSView Filing → |
| 2022 | 990 | DataIRS e-File |
Financial data: IRS e-Filed Form 990 (Tax Year 2024)
Leadership & compensation: IRS e-Filed Form 990, Part VII (Tax Year 2024)
Organization info: IRS Business Master File
| Total |
|---|
| Gary Abrams | Interim CFO | 40 | $521.6K | $0 | $0 | $521.6K |
| Lydia Vazquez | President And CEO | 40 | $424.6K | $0 | $75.5K | $500.1K |
| Caleb Schultz | Chief Information Officer | 40 | $166.4K | $0 | $8,827 | $175.2K |
| Jennifer Huska | SVP Chief Lending Officer | 40 | $124.6K | $0 | $40.7K | $165.3K |
| George R Gagan | Chairman (termed Dec) | 1 | $0 | $0 | $0 | $0 |
| Steven J Babbitt | Vice Chairman | 1 | $0 | $0 | $0 | $0 |
| Kathleen E Mckenney | Treasurer | 1 | $0 | $0 | $0 | $0 |
| Frank H Lospennato | Treasurer (termed Dec) | 1 | $0 | $0 | $0 | $0 |
| Karen A Morris | Clerk (termed Jun) | 1 | $0 | $0 | $0 | $0 |
Gary Abrams
Interim CFO
$521.6K
Hrs/Wk
40
Compensation
$521.6K
Related Orgs
$0
Other
$0
Lydia Vazquez
President And CEO
$500.1K
Hrs/Wk
40
Compensation
$424.6K
Related Orgs
$0
Other
$75.5K
Caleb Schultz
Chief Information Officer
$175.2K
Hrs/Wk
40
Compensation
$166.4K
Related Orgs
$0
Other
$8,827
Jennifer Huska
SVP Chief Lending Officer
$165.3K
Hrs/Wk
40
Compensation
$124.6K
Related Orgs
$0
Other
$40.7K
George R Gagan
Chairman (termed Dec)
$0
Hrs/Wk
1
Compensation
$0
Related Orgs
$0
Other
$0
Steven J Babbitt
Vice Chairman
$0
Hrs/Wk
1
Compensation
$0
Related Orgs
$0
Other
$0
Kathleen E Mckenney
Treasurer
$0
Hrs/Wk
1
Compensation
$0
Related Orgs
$0
Other
$0
Frank H Lospennato
Treasurer (termed Dec)
$0
Hrs/Wk
1
Compensation
$0
Related Orgs
$0
Other
$0
Karen A Morris
Clerk (termed Jun)
$0
Hrs/Wk
1
Compensation
$0
Related Orgs
$0
Other
$0
Highest compensated employees who are not officers or directors.
| Name | Title | Hrs/Wk | Compensation | Related Orgs | Other | Total |
|---|---|---|---|---|---|---|
| Kenneth M Del Rossi | Retired President And CEO (termed Dec) | 40 | $331.2K | $0 | $43.9K | $375.1K |
| Joanne Mccarthy | Chief Retail Officer & Security Officer | 40 | $206.7K | $0 | $15.9K | $222.6K |
| Sean Wawrzkiewicz | Svp-finance | 40 | $140.8K |
Kenneth M Del Rossi
Retired President And CEO (termed Dec)
$375.1K
Hrs/Wk
40
Compensation
$331.2K
Related Orgs
$0
Other
$43.9K
Joanne Mccarthy
Chief Retail Officer & Security Officer
$222.6K
Hrs/Wk
40
Compensation
$206.7K
Related Orgs
$0
Other
$15.9K
Sean Wawrzkiewicz
Svp-finance
$172.2K
Hrs/Wk
40
Compensation
$140.8K
Related Orgs
$0
Other
$31.5K
Members of the governing board. Board members often serve without compensation.
| Name | Title | Hrs/Wk | Compensation | Related Orgs | Other | Total |
|---|---|---|---|---|---|---|
| Carol Mcmahon | Director | 1 | $0 | $0 | $0 | $0 |
| David R Morris | Director | 1 | $0 | $0 | $0 | $0 |
| John Morris | Director | 1 | $0 | $0 | $0 | $0 |
| Joseph Forster | Director | 1 | $0 | $0 | $0 | $0 |
| Juliet Kalungi | Director | 1 | $0 | $0 | $0 | $0 |
| Martin E Conway | Director |
Carol Mcmahon
Director
$0
Hrs/Wk
1
Compensation
$0
Related Orgs
$0
Other
$0
David R Morris
Director
$0
Hrs/Wk
1
Compensation
$0
Related Orgs
$0
Other
$0
John Morris
Director
$0
Hrs/Wk
1
Compensation
$0
Related Orgs
$0
Other
$0
| $0 |
| $23.8M |
| $748.1M |
| $74.6M |
| 2020 | $28.7M | $0 | $27M | $692.6M | $81.9M |
| 2019 | $27.3M | $0 | $25.4M | $641.1M | $75M |
| 2018 | $24.7M | $0 | $24M | $571.3M | $66.8M |
| 2017 | $23.5M | $0 | $22.2M | $578.6M | $68.9M |
| 2016 | $22M | $0 | $21.2M | $583.7M | $66.7M |
| 2015 | $21.8M | $0 | $20.6M | $563.6M | $68.6M |
| 2014 | $21M | $0 | $20.8M | $561.3M | $67M |
| 2013 | $22.2M | $0 | $21.7M | $546.5M | $61.9M |
| 2012 | $23.6M | $0 | $22.2M | $543.4M | $72.6M |
| 2011 | $23.7M | $0 | $23.3M | $527.7M | $69.1M |
PDF not yet published by IRSView Filing → |
| 2021 | 990 | Data |
| 2020 | 990 | Data |
| 2019 | 990 | Data |
| 2018 | 990 | Data |
| 2017 | 990 | Data |
| 2016 | 990 | Data |
| 2015 | 990 | Data |
| 2014 | 990 | Data |
| 2013 | 990 | Data |
| 2012 | 990 | Data |
| 2011 | 990 | Data |
| 2010 | 990 | — |
| 2009 | 990 | — |
| 2008 | 990 | — |
| 2007 | 990 | — |
| 2006 | 990 | — |
| 2005 | 990 | — |
| 2004 | 990 | — |
| $0 |
| $31.5K |
| $172.2K |
| Oanh Le | Vp-assistant Controller | 40 | $130.8K | $0 | $35.1K | $165.9K |
| Kristen Mcnamara | Svp-human Resources | 40 | $118.7K | $0 | $33.6K | $152.3K |
| Gary Long | Vp-collections | 40 | $121.4K | $0 | $10.4K | $131.8K |
Oanh Le
Vp-assistant Controller
$165.9K
Hrs/Wk
40
Compensation
$130.8K
Related Orgs
$0
Other
$35.1K
Kristen Mcnamara
Svp-human Resources
$152.3K
Hrs/Wk
40
Compensation
$118.7K
Related Orgs
$0
Other
$33.6K
Gary Long
Vp-collections
$131.8K
Hrs/Wk
40
Compensation
$121.4K
Related Orgs
$0
Other
$10.4K
| 1 |
| $0 |
| $0 |
| $0 |
| $0 |
| Rey Lemaine | Director | 1 | $0 | $0 | $0 | $0 |
Joseph Forster
Director
$0
Hrs/Wk
1
Compensation
$0
Related Orgs
$0
Other
$0
Juliet Kalungi
Director
$0
Hrs/Wk
1
Compensation
$0
Related Orgs
$0
Other
$0
Martin E Conway
Director
$0
Hrs/Wk
1
Compensation
$0
Related Orgs
$0
Other
$0
Rey Lemaine
Director
$0
Hrs/Wk
1
Compensation
$0
Related Orgs
$0
Other
$0