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AS A MEMBER-OWNED, NOT-FOR-PROFIT FINANCIAL COOPERATIVE, POLISH NATIONAL CREDIT UNION IS COMMITTED TO OUR MEMBERS. WE WILL UPHOLD OUR FUNDAMENTAL RESPONSIBILITY TO ACTIVELY SERVE PEOPLE WITHIN OUR FIELD OF MEMBERSHIP, AND AS APPROPRIATE, THE COMMUNITIES THEY LIVE IN. WE WILL TREAT ALL MEMBERS WITH RESPECT AND DIGNITY AND WE WILL OFFER HONEST, FAIR DEALS TO ALL MEMBERS. WE WILL DELIVER A RANGE OF LOW-COST PRODUCTS AND SERVICES TO THE DIVERSE ECONOMIC AND SOCIAL MAKE-UP OF OUR MEMBERS AND POTENTIAL MEMBERS. WE WILL LOOK FOR BETTER WAYS TO REACH THE UNDER-SERVED IN OUR FIELD OF MEMBERSHIP AND WE WILL CONTINUALLY, IN ALL FACETS OF OPERATION, DEMONSTRATE THE VALUE OF MEMBERSHIP IN OUR CREDIT UNION.WE WILL MONITOR AND COMMUNICATE OUR SERVICE IN A MEANINGFUL WAY SO THAT MEMBERS, POTENTIAL MEMBERS, LEGISLATORS, REGULATORS AND THE COMMUNITY AT LARGE WILL UNDERSTAND AND APPRECIATE THE UNIQUE ROLE THAT MEMBER-OWNED FINANCIAL COOPERATIVES PLAY IN THEIR LIVES.
Source: IRS Form 990 (Tax Year 2024)
Source: IRS e-Filed Form 990 (from the IRS e-File system), Tax Year 2024
Total Revenue
▼$31M
Total Contributions
$0
Total Expenses
▼$28.4M
Total Assets
$744.6M
Total Liabilities
▼$647.1M
Net Assets
$97.5M
Officer Compensation
→$1.9M
Other Salaries
$7.7M
Investment Income
$3.4M
Fundraising
▼N/A
Tax Year 2024 · Source: IRS Form 990, Schedule I (Grants and Other Assistance)
Total grants awarded: $99.2K
| Recipient | Location | Amount | Type | Purpose |
|---|---|---|---|---|
ERC526-2996479 | EAST LONGMEADOW, MA | $17.3K | Non-Cash | DONATION |
BOY'S & GIRL'S CLUB OF CHICOPEE | CHICOPEE, MA | $15.8K | Non-Cash | CHARITABLE CONTRIBUTIONS TO INSPIRE AND ENABLE ALL YOUNG PEOPLE, ESPECIALLY THOSE WHO NEED US MOST, TO REALIZE THEIR FULL POTENTIAL AS PRODUCTIVE, RESPONSIBLE, AND CARING CITIZENS. |
BOY'S & GIRL'S CLUB OF GREATER WESTFIELD | WESTFIELD, MA | $11K | Non-Cash | CHARITABLE CONTRIBUTIONS TO INSPIRE AND ENABLE ALL YOUNG PEOPLE, ESPECIALLY THOSE WHO NEED US MOST, TO REALIZE THEIR FULL POTENTIAL AS PRODUCTIVE, RESPONSIBLE, AND CARING CITIZENS. |
CHICOPEE CHAMBER OF COMMERCE | CHICOPEE, MA | $10.9K | Non-Cash | DONATION TO IMPROVE THE OVERALL BUSINESS CLIMATE BY UNITING, GUIDING AND SPEAKING FOR THOSE ENGAGED IN BUSINESS AND INDUSTRY, TOWARD THE ADVANCEMENT OF ECONOMIC AND CIVIL WELL-BEING FOR ALL CITIZENS OF THE GREATER CHICOPEE AREA. |
| SOUTH HADLEY, MA | $9,575 | Non-Cash | COMMUNITY DEVELOPMENT | |
SAINT STANISLAUS BASILICA | CHICOPEE, MA | $8,500 | Non-Cash | DONATIONS TO HELP BUILDING UPON OUR FOUNDATIONAL ETHNIC HERITAGE AND QUALITY CATHOLIC EDUCATION |
CHILDRENS MUSEUM AT HOLYOKE | HOLYOKE, MA | $7,480 | Non-Cash | DONATIONS TO PROVIDE PARTICIPATORY EXHIBITS AND EDUCATIONAL PROGRAMS THAT INVITE THE INTERACTION OF CHILDREN AND ADULTS TO PROMOTE ENJOYABLE LEARNING AND SELF-DISCOVERY |
ST PATRICKS COMMITTEE OF HOLYOKE | HOLYOKE, MA | $6,610 | Non-Cash | CHARITABLE CONTRIBUTIONS TO HELP ORGANIZE & RUN ANNUAL PARADE AND RELATED ACTIVITIES IN HOLYOKE, MA. |
CITY OF CHICOPEE | CHICOPEE, MA | $6,500 | Non-Cash | CHARITABLE CONTRIBUTIONS |
GREATER HOLYOKE YMCA | HOLYOKE, MA | $5,500 | Non-Cash | DONATIONS TO HELP DELIVERS ON ITS MISSION BY SERVING AS A PREMIER ORGANIZATION PROMOTING COMMUNITY WELLNESS AND FAMILY ENRICHMENT THROUGH CAUSE-DRIVEN PROGRAMS THAT FOCUS ON YOUTH DEVELOPMENT, HEALTHY LIVING AND SOCIAL RESPONSIBILITY |
| Total | $99.2K | |||
EAST LONGMEADOW, MA
$17.3K
BOY'S & GIRL'S CLUB OF CHICOPEE
CHICOPEE, MA
$15.8K
BOY'S & GIRL'S CLUB OF GREATER WESTFIELD
WESTFIELD, MA
$11K
CHICOPEE CHAMBER OF COMMERCE
CHICOPEE, MA
$10.9K
SOUTH HADLEY, MA
$9,575
SAINT STANISLAUS BASILICA
CHICOPEE, MA
$8,500
CHILDRENS MUSEUM AT HOLYOKE
HOLYOKE, MA
$7,480
ST PATRICKS COMMITTEE OF HOLYOKE
HOLYOKE, MA
$6,610
CITY OF CHICOPEE
CHICOPEE, MA
$6,500
GREATER HOLYOKE YMCA
HOLYOKE, MA
$5,500
Source: USAspending.gov
No federal awards found for this organization.
USAspending.gov tracks federal grants, cooperative agreements, and other financial assistance. Not all nonprofits receive federal funding.
Source: Federal Audit Clearinghouse (fac.gov)
No federal single audit records found for this organization.
Single audits are required for entities expending $750,000+ in federal awards annually.
Tax Year 2024 · Source: IRS e-Filed Form 990Schedule J available
Individuals serving as officers, directors, or trustees of the organization.
| Name | Title | Hrs/Wk | Compensation | Related Orgs | Other |
|---|
Source: IRS Publication 78, Auto-Revocation List & e-Postcard Data
Tax-deductible contributions: Not confirmed
990-N (e-Postcard) Filing History
This organization files simplified Form 990-N (annual gross receipts ≤ $50,000).
Sources: IRS e-Filed Form 990 (XML) & ProPublica Nonprofit Explorer
Scroll →
| Year | Revenue | Contributions | Expenses | Assets | Net Assets |
|---|---|---|---|---|---|
| 2024IRS e-File | $31M | $0 | $28.4M | $744.6M | $97.5M |
| 2023IRS e-File | $30.4M | $0 | $27.3M | $727.6M | $95.7M |
| 2022 | $27.8M | $0 | $23.5M | $774.2M | $91.9M |
| 2021 | $26.9M |
Sources: ProPublica Nonprofit Explorer & IRS e-File Index
| Tax Year | Form Type | Source | Documents |
|---|---|---|---|
| 2024 | 990 | IRS e-File | PDF not yet published by IRSView Filing → |
| 2023 | 990 | DataIRS e-File | PDF not yet published by IRSView Filing → |
| 2022 | 990 | DataIRS e-File |
Financial data: IRS e-Filed Form 990 (Tax Year 2024)
Leadership & compensation: IRS e-Filed Form 990, Part VII (Tax Year 2024)
Organization info: IRS Business Master File
| Total |
|---|
| James P Kelly | President & CEO | 40 | $828K | $0 | $75.1K | $903.1K |
| Michael Sugrue | EVP | 40 | $391.5K | $0 | $74.3K | $465.8K |
| Charlotte Hansen | Cfo/svp | 40 | $235.6K | $0 | $67.2K | $302.8K |
| Kirk Burnham | SVP Operations | 40 | $187.1K | $0 | $56K | $243.1K |
James P Kelly
President & CEO
$903.1K
Hrs/Wk
40
Compensation
$828K
Related Orgs
$0
Other
$75.1K
Michael Sugrue
EVP
$465.8K
Hrs/Wk
40
Compensation
$391.5K
Related Orgs
$0
Other
$74.3K
Charlotte Hansen
Cfo/svp
$302.8K
Hrs/Wk
40
Compensation
$235.6K
Related Orgs
$0
Other
$67.2K
Kirk Burnham
SVP Operations
$243.1K
Hrs/Wk
40
Compensation
$187.1K
Related Orgs
$0
Other
$56K
Highest compensated employees who are not officers or directors.
| Name | Title | Hrs/Wk | Compensation | Related Orgs | Other | Total |
|---|---|---|---|---|---|---|
| Kathi Donahue | SVP Commercial Lending | 40 | $228.7K | $0 | $53.9K | $282.6K |
| Nancy Mirkin | VP Commercial Lending | 40 | $198.4K | $0 | $54.1K | $252.4K |
| Messanvi Ekon | Vice President, Compliance | 40 | $176.2K | $0 |
Kathi Donahue
SVP Commercial Lending
$282.6K
Hrs/Wk
40
Compensation
$228.7K
Related Orgs
$0
Other
$53.9K
Nancy Mirkin
VP Commercial Lending
$252.4K
Hrs/Wk
40
Compensation
$198.4K
Related Orgs
$0
Other
$54.1K
Messanvi Ekon
Vice President, Compliance
$232.9K
Hrs/Wk
40
Compensation
$176.2K
Related Orgs
$0
Other
$56.6K
Members of the governing board. Board members often serve without compensation.
| Name | Title | Hrs/Wk | Compensation | Related Orgs | Other | Total |
|---|---|---|---|---|---|---|
| Benjamin Davis | Director | 5 | $0 | $0 | $0 | $0 |
| Dr Anthony Zepko | Director | 5 | $0 | $0 | $0 | $0 |
| Edward Czepiel | Director | 5 | $0 | $0 | $0 | $0 |
| Gary Ziemba | Board Chairman | 5 | $0 | $0 | $0 | $0 |
| Henry Lenart | Director | 5 | $0 | $0 | $0 | $0 |
| John Murphy | Director |
Benjamin Davis
Director
$0
Hrs/Wk
5
Compensation
$0
Related Orgs
$0
Other
$0
Dr Anthony Zepko
Director
$0
Hrs/Wk
5
Compensation
$0
Related Orgs
$0
Other
$0
Edward Czepiel
Director
$0
Hrs/Wk
5
Compensation
$0
Related Orgs
$0
Other
$0
| $0 |
| $21.1M |
| $705M |
| $89.3M |
| 2020 | $23.1M | $0 | $19.8M | $675.3M | $84.6M |
| 2019 | $22.8M | $0 | $21M | $615.3M | $80.3M |
| 2018 | $19.7M | $0 | $18M | $602.9M | $77.4M |
| 2017 | $17.1M | $0 | $15.9M | $566.5M | $76.2M |
| 2016 | $14.7M | $0 | $13.8M | $555.3M | $75M |
| 2015 | $13.1M | $0 | $12.4M | $474.1M | $72M |
| 2014 | $13.7M | $0 | $12.2M | $468.6M | $71.6M |
| 2012 | $14.2M | $0 | $12.3M | $482.2M | $71.3M |
| 2011 | $13.5M | $0 | $12.8M | $422.5M | $62M |
PDF not yet published by IRSView Filing → |
| 2021 | 990 | Data |
| 2020 | 990 | Data | PDF not yet published by IRS |
| 2019 | 990 | Data |
| 2018 | 990 | Data |
| 2017 | 990 | Data | PDF not yet published by IRS |
| 2016 | 990 | Data |
| 2015 | 990 | Data |
| 2014 | 990 | Data |
| 2013 | 990 | — |
| 2012 | 990 | Data |
| 2011 | 990 | Data |
| 2010 | 990 | — |
| 2009 | 990 | — |
| 2008 | 990 | — |
| 2007 | 990 | — |
| 2006 | 990 | — |
| 2005 | 990 | — |
| 2004 | 990 | — |
| 2001 | 990-EZ | — |
| $56.6K |
| $232.9K |
| Bonnie Raymond | Senior Vice President Memb | 40 | $173.5K | $0 | $50.9K | $224.3K |
| Christopher Casale | Financial Services Program | 40 | $167.5K | $0 | $24.9K | $192.3K |
Bonnie Raymond
Senior Vice President Memb
$224.3K
Hrs/Wk
40
Compensation
$173.5K
Related Orgs
$0
Other
$50.9K
Christopher Casale
Financial Services Program
$192.3K
Hrs/Wk
40
Compensation
$167.5K
Related Orgs
$0
Other
$24.9K
| 5 |
| $0 |
| $0 |
| $0 |
| $0 |
| Michael Woishnis | Director | 5 | $0 | $0 | $0 | $0 |
| Paul Federici | Director | 5 | $0 | $0 | $0 | $0 |
| Ralph Slate | Director | 5 | $0 | $0 | $0 | $0 |
| Robert Moritko | Vice Chairman | 5 | $0 | $0 | $0 | $0 |
| Stanley Matras | Clerk Of The Board | 5 | $0 | $0 | $0 | $0 |
| William Jebb | Director | 5 | $0 | $0 | $0 | $0 |
Gary Ziemba
Board Chairman
$0
Hrs/Wk
5
Compensation
$0
Related Orgs
$0
Other
$0
Henry Lenart
Director
$0
Hrs/Wk
5
Compensation
$0
Related Orgs
$0
Other
$0
John Murphy
Director
$0
Hrs/Wk
5
Compensation
$0
Related Orgs
$0
Other
$0
Michael Woishnis
Director
$0
Hrs/Wk
5
Compensation
$0
Related Orgs
$0
Other
$0
Paul Federici
Director
$0
Hrs/Wk
5
Compensation
$0
Related Orgs
$0
Other
$0
Ralph Slate
Director
$0
Hrs/Wk
5
Compensation
$0
Related Orgs
$0
Other
$0
Robert Moritko
Vice Chairman
$0
Hrs/Wk
5
Compensation
$0
Related Orgs
$0
Other
$0
Stanley Matras
Clerk Of The Board
$0
Hrs/Wk
5
Compensation
$0
Related Orgs
$0
Other
$0
William Jebb
Director
$0
Hrs/Wk
5
Compensation
$0
Related Orgs
$0
Other
$0