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The organization specializes in providing education and counseling services to individuals and groups who are concerned about their financial situation. If appropriate, the organization also helps individuals establish affordable and convenient debt management plans to help them repay their debts in a timely manner. As a HUD-approved housing counseling agency, the organization also provides pre- and post-purchase counseling, rental and reverse mortgage counseling, and foreclosure intervention and default counseling. The organization has also been approved by the Executive Office for U.S. Trustees to provide pre-filing credit counseling and pre-discharge debtor education to consumers filing for bankruptcy protection.
Source: IRS Form 990 (Tax Year 2025)
Source: IRS e-Filed Form 990 (from the IRS e-File system), Tax Year 2024
Total Revenue
▼$9M
Program Spending
70%
of total expenses go to program services
Total Contributions
$1.2M
Total Expenses
▼$9.9M
Total Assets
$12.5M
Total Liabilities
▼$4.5M
Net Assets
$8M
Officer Compensation
→$1M
Other Salaries
$4M
Investment Income
$51.9K
Fundraising
▼N/A
Source: USAspending.gov
No federal awards found for this organization.
USAspending.gov tracks federal grants, cooperative agreements, and other financial assistance. Not all nonprofits receive federal funding.
Source: Federal Audit Clearinghouse (fac.gov)
No federal single audit records found for this organization.
Single audits are required for entities expending $750,000+ in federal awards annually.
Tax Year 2025 · Source: IRS e-Filed Form 990Schedule J available
Individuals serving as officers, directors, or trustees of the organization.
| Name | Title | Hrs/Wk | Compensation | Related Orgs | Other |
|---|
Source: IRS Publication 78, Auto-Revocation List & e-Postcard Data
Tax-deductible contributions: Yes
Deductibility code: PC
Sources: IRS e-Filed Form 990 (XML) & ProPublica Nonprofit Explorer
Scroll →
| Year | Revenue | Contributions | Expenses | Assets | Net Assets |
|---|---|---|---|---|---|
| 2024IRS e-File | $9M | $1.2M | $9.9M | $12.5M | $8M |
| 2023IRS e-File | $8.8M | $1.6M | $9.2M | $13.7M | $8.9M |
| 2022 | $7.1M | $1.3M | $7.7M | $10.5M | $7.9M |
| 2021 | $7.9M |
Sources: ProPublica Nonprofit Explorer & IRS e-File Index
| Tax Year | Form Type | Source | Documents |
|---|---|---|---|
| 2025 | 990 | IRS e-File | PDF not yet published by IRSView Filing → |
| 2024 | 990 | DataIRS e-File | |
| 2023 | 990 | DataIRS e-File |
Financial data: IRS e-Filed Form 990 (Tax Year 2024)
Leadership & compensation: IRS e-Filed Form 990, Part VII (Tax Year 2025)
Organization info: IRS Business Master File
Tax-deductibility: IRS Publication 78
| Total |
|---|
| Christopher A Viale | President & CEO | 39 | $290K | $0 | $23.1K | $313.1K |
| Thomas Hebert | Treasurer | 39 | $175.1K | $0 | $23.8K | $198.8K |
| Alfred H Colonna Jr | Chairman | 25 | $92.4K | $0 | $23.6K | $116.1K |
Christopher A Viale
President & CEO
$313.1K
Hrs/Wk
39
Compensation
$290K
Related Orgs
$0
Other
$23.1K
Thomas Hebert
Treasurer
$198.8K
Hrs/Wk
39
Compensation
$175.1K
Related Orgs
$0
Other
$23.8K
Alfred H Colonna Jr
Chairman
$116.1K
Hrs/Wk
25
Compensation
$92.4K
Related Orgs
$0
Other
$23.6K
Members of the governing board. Board members often serve without compensation.
| Name | Title | Hrs/Wk | Compensation | Related Orgs | Other | Total |
|---|---|---|---|---|---|---|
| Dawn Distefano | Director | 5 | $8,000 | $0 | $212 | $8,212 |
| Dean O'Keefe | Director | 5 | $12.5K | $0 | $309 | $12.8K |
| James Sherbo | Director | 5 | $8,000 | $0 | $212 | $8,212 |
| Jennifer Connolly | Director | 5 | $12K | $0 | $309 | $12.3K |
| John D Connor Esq | Director | 5 | $12.5K | $0 | $309 | $12.8K |
| John Dlugoenski | Director |
Dawn Distefano
Director
$8,212
Hrs/Wk
5
Compensation
$8,000
Related Orgs
$0
Other
$212
Dean O'Keefe
Director
$12.8K
Hrs/Wk
5
Compensation
$12.5K
Related Orgs
$0
Other
$309
James Sherbo
Director
$8,212
Hrs/Wk
5
Compensation
$8,000
Related Orgs
$0
Other
$212
| $811.9K |
| $6.9M |
| $10.9M |
| $8.4M |
| 2020 | $5.1M | $1.2M | $4M | $10.3M | $7.4M |
| 2019 | $8M | $618.4K | $7.8M | $9.1M | $6.3M |
| 2018 | $7.4M | $598.3K | $7.1M | $8.9M | $6.1M |
| 2017 | $7.4M | $621.4K | $6.9M | $8.8M | $5.8M |
| 2016 | $7M | $811K | $6.6M | $8.7M | $5.3M |
| 2015 | $6.7M | $840.2K | $6.5M | $8.1M | $5M |
| 2014 | $6.6M | $1.1M | $7M | $8.8M | $4.7M |
| 2013 | $7.1M | $1.1M | $6.7M | $9M | $5.1M |
| 2012 | $7.1M | $1.2M | $6.8M | $8.8M | $4.7M |
| 2011 | $6.9M | $886.5K | $7M | $8.5M | $4.4M |
| 2022 | 990 | Data |
| 2021 | 990 | Data |
| 2020 | 990 | Data |
| 2019 | 990 | Data |
| 2018 | 990 | Data |
| 2017 | 990 | Data |
| 2016 | 990 | Data |
| 2015 | 990 | Data |
| 2014 | 990 | Data |
| 2013 | 990 | Data |
| 2012 | 990 | Data |
| 2011 | 990 | Data |
| 2010 | 990 | — |
| 2009 | 990 | — |
| 2008 | 990 | — |
| 2007 | 990 | — |
| 2005 | 990 | — |
| 2004 | 990 | — |
| 2003 | 990 | — |
| 2002 | 990 | — |
| 2001 | 990 | — |
| 5 |
| $14K |
| $0 |
| $309 |
| $14.3K |
| Julie Quink Cpa | Director | 5 | $10K | $0 | $169 | $10.2K |
| Liam P Reynolds | Director | 5 | $20.5K | $0 | $309 | $20.8K |
| Salvatore Pizzanelli Cpa Jd | Director | 5 | $18K | $0 | $309 | $18.3K |
| Stephen Buoniconti Esq | Director | 5 | $10K | $0 | $309 | $10.3K |
Jennifer Connolly
Director
$12.3K
Hrs/Wk
5
Compensation
$12K
Related Orgs
$0
Other
$309
John D Connor Esq
Director
$12.8K
Hrs/Wk
5
Compensation
$12.5K
Related Orgs
$0
Other
$309
John Dlugoenski
Director
$14.3K
Hrs/Wk
5
Compensation
$14K
Related Orgs
$0
Other
$309
Julie Quink Cpa
Director
$10.2K
Hrs/Wk
5
Compensation
$10K
Related Orgs
$0
Other
$169
Liam P Reynolds
Director
$20.8K
Hrs/Wk
5
Compensation
$20.5K
Related Orgs
$0
Other
$309
Salvatore Pizzanelli Cpa Jd
Director
$18.3K
Hrs/Wk
5
Compensation
$18K
Related Orgs
$0
Other
$309
Stephen Buoniconti Esq
Director
$10.3K
Hrs/Wk
5
Compensation
$10K
Related Orgs
$0
Other
$309