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To provide high quality, low cost financial services to its members
Source: IRS Form 990 (Tax Year 2024)
Source: IRS e-Filed Form 990 (from the IRS e-File system), Tax Year 2024
Total Revenue
▼$17.5M
Total Contributions
$0
Total Expenses
▼$16.5M
Total Assets
$343.7M
Total Liabilities
▼$304.8M
Net Assets
$38.9M
Officer Compensation
→$1.4M
Other Salaries
$2.7M
Investment Income
$1.7M
Fundraising
▼N/A
Source: USAspending.gov
No federal awards found for this organization.
USAspending.gov tracks federal grants, cooperative agreements, and other financial assistance. Not all nonprofits receive federal funding.
Source: Federal Audit Clearinghouse (fac.gov)
No federal single audit records found for this organization.
Single audits are required for entities expending $750,000+ in federal awards annually.
Tax Year 2024 · Source: IRS e-Filed Form 990Schedule J available
Individuals serving as officers, directors, or trustees of the organization.
| Name | Title | Hrs/Wk | Compensation | Related Orgs | Other |
|---|
Source: IRS Publication 78, Auto-Revocation List & e-Postcard Data
Tax-deductible contributions: Not confirmed
No additional tax-exempt status records found in ReconForce's database.
Sources: IRS e-Filed Form 990 (XML) & ProPublica Nonprofit Explorer
Scroll →
| Year | Revenue | Contributions | Expenses | Assets | Net Assets |
|---|---|---|---|---|---|
| 2024IRS e-File | $17.5M | $0 | $16.5M | $343.7M | $38.9M |
| 2023IRS e-File | $16.2M | $0 | $14.8M | $339.3M | $37.9M |
| 2022 | $13.8M | $0 | $11.9M | $344.9M | $36.9M |
| 2021 | $14.9M |
Sources: ProPublica Nonprofit Explorer & IRS e-File Index
| Tax Year | Form Type | Source | Documents |
|---|---|---|---|
| 2024 | 990 | IRS e-File | PDF not yet published by IRSView Filing → |
| 2023 | 990 | DataIRS e-File | PDF not yet published by IRSView Filing → |
| 2022 | 990 | DataIRS e-File |
Financial data: IRS e-Filed Form 990 (Tax Year 2024)
Leadership & compensation: IRS e-Filed Form 990, Part VII (Tax Year 2024)
Organization info: IRS Business Master File
| Total |
|---|
| David L Root | CEO Retired | 40 | $634.5K | $0 | $0 | $634.5K |
| Michael R Garvey Cpa | CEO | 39 | $289.9K | $0 | $0 | $289.9K |
| Michael Airhart | Chairman | 2 | $15.6K | $0 | $0 | $15.6K |
| William A Shedon | First Chair | 2 | $13.7K | $0 | $0 | $13.7K |
| Bruce B Hecker | Second Chair | 2 | $13.7K | $0 | $0 | $13.7K |
| James Rowe | Treasurer | 2 | $13.7K | $0 | $0 | $13.7K |
| Paul E Skaling | Secretary | 2 | $12.6K | $0 | $0 | $12.6K |
David L Root
CEO Retired
$634.5K
Hrs/Wk
40
Compensation
$634.5K
Related Orgs
$0
Other
$0
Michael R Garvey Cpa
CEO
$289.9K
Hrs/Wk
39
Compensation
$289.9K
Related Orgs
$0
Other
$0
Michael Airhart
Chairman
$15.6K
Hrs/Wk
2
Compensation
$15.6K
Related Orgs
$0
Other
$0
William A Shedon
First Chair
$13.7K
Hrs/Wk
2
Compensation
$13.7K
Related Orgs
$0
Other
$0
Bruce B Hecker
Second Chair
$13.7K
Hrs/Wk
2
Compensation
$13.7K
Related Orgs
$0
Other
$0
James Rowe
Treasurer
$13.7K
Hrs/Wk
2
Compensation
$13.7K
Related Orgs
$0
Other
$0
Paul E Skaling
Secretary
$12.6K
Hrs/Wk
2
Compensation
$12.6K
Related Orgs
$0
Other
$0
Highest compensated employees who are not officers or directors.
| Name | Title | Hrs/Wk | Compensation | Related Orgs | Other | Total |
|---|---|---|---|---|---|---|
| Melissa Giroux | Coo/compliance Risk Officer | 40 | $164.9K | $0 | $0 | $164.9K |
| Claudia Flanagan | Director Consumer Lending | 40 | $113.9K | $0 | $0 | $113.9K |
Melissa Giroux
Coo/compliance Risk Officer
$164.9K
Hrs/Wk
40
Compensation
$164.9K
Related Orgs
$0
Other
$0
Claudia Flanagan
Director Consumer Lending
$113.9K
Hrs/Wk
40
Compensation
$113.9K
Related Orgs
$0
Other
$0
Members of the governing board. Board members often serve without compensation.
| Name | Title | Hrs/Wk | Compensation | Related Orgs | Other | Total |
|---|---|---|---|---|---|---|
| Gerard R Cayer | Director | 2 | $12.3K | $0 | $0 | $12.3K |
| James Crosby | Director | 2 | $12.3K | $0 | $0 | $12.3K |
| Leo R Blais | Director | 2 | $12.3K | $0 | $0 | $12.3K |
| Parker Capwell | Director | 2 | $12.3K | $0 | $0 | $12.3K |
| Richard P Sullivan | Director | 2 | $6,650 | $0 | $0 | $6,650 |
| Robert H Mcguire | Director |
Gerard R Cayer
Director
$12.3K
Hrs/Wk
2
Compensation
$12.3K
Related Orgs
$0
Other
$0
James Crosby
Director
$12.3K
Hrs/Wk
2
Compensation
$12.3K
Related Orgs
$0
Other
$0
Leo R Blais
Director
$12.3K
Hrs/Wk
2
Compensation
$12.3K
Related Orgs
$0
Other
$0
| $0 |
| $11.2M |
| $328.5M |
| $35M |
| 2020 | $15.5M | $0 | $12.4M | $323M | $31.3M |
| 2019 | $13.3M | $0 | $11.6M | $290.2M | $28.2M |
| 2018 | $12.3M | $0 | $10.5M | $270.5M | $26.5M |
| 2017 | $11.9M | $0 | $10.3M | $248.4M | $24.7M |
| 2016 | $11.8M | $0 | $10.7M | $257.8M | $23.1M |
| 2015 | $11.7M | $0 | $10.7M | $246.8M | $21.9M |
| 2014 | $11.1M | $0 | $10.5M | $232M | $20.7M |
| 2013 | $11.6M | $0 | $10.7M | $230M | $20.2M |
| 2012 | $12.6M | $0 | $11.3M | $220.7M | $20.1M |
| 2011 | $13.5M | $0 | $13.6M | $248.3M | $18.8M |
| 2021 | 990 | Data |
| 2020 | 990 | Data | PDF not yet published by IRS |
| 2019 | 990 | Data |
| 2018 | 990 | Data |
| 2017 | 990 | Data |
| 2016 | 990 | Data |
| 2015 | 990 | Data |
| 2014 | 990 | Data |
| 2013 | 990 | Data |
| 2012 | 990 | Data |
| 2011 | 990 | Data |
| 2010 | 990 | — |
| 2009 | 990 | — |
| 2008 | 990 | — |
| 2007 | 990 | — |
| 2006 | 990 | — |
| 2005 | 990 | — |
| 2004 | 990 | — |
| 2003 | 990 | — |
| 2002 | 990 | — |
| 2001 | 990 | — |
| 2 |
| $10.4K |
| $0 |
| $0 |
| $10.4K |
| Therese S Stafford | Director | 2 | $12.3K | $0 | $0 | $12.3K |
Parker Capwell
Director
$12.3K
Hrs/Wk
2
Compensation
$12.3K
Related Orgs
$0
Other
$0
Richard P Sullivan
Director
$6,650
Hrs/Wk
2
Compensation
$6,650
Related Orgs
$0
Other
$0
Robert H Mcguire
Director
$10.4K
Hrs/Wk
2
Compensation
$10.4K
Related Orgs
$0
Other
$0
Therese S Stafford
Director
$12.3K
Hrs/Wk
2
Compensation
$12.3K
Related Orgs
$0
Other
$0