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THE FOUNDATION OPERATES FOR THE BENEFIT OF INCHARGE DEBT SOLUTIONS ("IDS") BY PROVIDING FINANCIAL EDUCATION PROGRAMS AND MATERIALS TO INDIVIDUALS PARTICIPATING IN CREDIT, BANKRUPTCY AND HOUSING COUNSELING PROGRAMS, AS WELL AS MARKETING AND IT SUPPORT FOR IDS PROGRAMS. THE FOUNDATION ALSO PROVIDES EDUCATIONAL PRODUCTS AND SERVICES TO THE GENERAL PUBLIC AND CONDUCTS NUMEROUS OUTREACH SEMINARS WITH IDS WHICH ARE AIMED AT IMPROVING THE FINANCIAL LITERACY OF ATTENDEES.
Source: IRS Form 990 (Tax Year 2024)
Source: IRS e-Filed Form 990 (from the IRS e-File system), Tax Year 2024
Total Revenue
▼$6.2M
Program Spending
88%
of total expenses go to program services
Total Contributions
$0
Total Expenses
▼$6.3M
Total Assets
$8.1M
Total Liabilities
▼$302.9K
Net Assets
$7.7M
Officer Compensation
→$129.9K
Other Salaries
$2.7M
Investment Income
$184.2K
Fundraising
▼N/A
Source: USAspending.gov
No federal awards found for this organization.
USAspending.gov tracks federal grants, cooperative agreements, and other financial assistance. Not all nonprofits receive federal funding.
Source: Federal Audit Clearinghouse (fac.gov)
No federal single audit records found for this organization.
Single audits are required for entities expending $750,000+ in federal awards annually.
Tax Year 2024 · Source: IRS e-Filed Form 990Schedule J available
Individuals serving as officers, directors, or trustees of the organization.
| Name | Title | Hrs/Wk | Compensation | Related Orgs | Other |
|---|
Source: IRS Publication 78, Auto-Revocation List & e-Postcard Data
Tax-deductible contributions: Yes
Deductibility code: SOUNK
Sources: IRS e-Filed Form 990 (XML) & ProPublica Nonprofit Explorer
Scroll →
| Year | Revenue | Contributions | Expenses | Assets | Net Assets |
|---|---|---|---|---|---|
| 2024IRS e-File | $6.2M | $0 | $6.3M | $8.1M | $7.7M |
| 2023IRS e-File | $7.4M | $0 | $6M | $8.1M | $7.8M |
| 2022 | $5.2M | $0 | $5.2M | $5.4M | $5.3M |
| 2021 | $4.8M |
Sources: ProPublica Nonprofit Explorer & IRS e-File Index
Financial data: IRS e-Filed Form 990 (Tax Year 2024)
Leadership & compensation: IRS e-Filed Form 990, Part VII (Tax Year 2024)
Organization info: IRS Business Master File
Tax-deductibility: IRS Publication 78
| Total |
|---|
| Loretta Roney | CEO | 2 | $0 | $388.7K | $26K | $414.8K |
| Seiji Shiraishi | Dir. Of Accounting And Finance | 1 | $174.8K | $0 | $30.2K | $204.9K |
| Shawn Walsh | VP Of Relationship Until August | 14 | $147.6K | $0 | $18.9K | $166.5K |
Loretta Roney
CEO
$414.8K
Hrs/Wk
2
Compensation
$0
Related Orgs
$388.7K
Other
$26K
Seiji Shiraishi
Dir. Of Accounting And Finance
$204.9K
Hrs/Wk
1
Compensation
$174.8K
Related Orgs
$0
Other
$30.2K
Shawn Walsh
VP Of Relationship Until August
$166.5K
Hrs/Wk
14
Compensation
$147.6K
Related Orgs
$0
Other
$18.9K
Highest compensated employees who are not officers or directors.
| Name | Title | Hrs/Wk | Compensation | Related Orgs | Other | Total |
|---|---|---|---|---|---|---|
| Karen Carlson | President | 9 | $197.9K | $0 | $29.1K | $227K |
| Mirian Naccaratto | Director Of Human Resources | 5 | $168.4K | $0 | $6,092 | $174.5K |
| Billy Sexton | Director Of It Infrastructure | 1 | $149.4K | $0 |
Karen Carlson
President
$227K
Hrs/Wk
9
Compensation
$197.9K
Related Orgs
$0
Other
$29.1K
Mirian Naccaratto
Director Of Human Resources
$174.5K
Hrs/Wk
5
Compensation
$168.4K
Related Orgs
$0
Other
$6,092
Billy Sexton
Director Of It Infrastructure
$166.7K
Hrs/Wk
1
Compensation
$149.4K
Related Orgs
$0
Other
$17.2K
Members of the governing board. Board members often serve without compensation.
| Name | Title | Hrs/Wk | Compensation | Related Orgs | Other | Total |
|---|---|---|---|---|---|---|
| James Harris | Trustee | 1 | $750 | $0 | $0 | $750 |
| Monika Wilczak | Trustee As Of Dec. | 1 | $0 | $700 | $0 | $700 |
| Robert Gall | Trustee Until Feb. | 1 | $0 | $0 | $0 | $0 |
| Robert Ruiz | Trustee As Of March | 1 | $0 | $700 | $0 | $700 |
| Tim Blythe | Trustee | 1 | $700 | $0 | $0 | $700 |
James Harris
Trustee
$750
Hrs/Wk
1
Compensation
$750
Related Orgs
$0
Other
$0
Monika Wilczak
Trustee As Of Dec.
$700
Hrs/Wk
1
Compensation
$0
Related Orgs
$700
Other
$0
Robert Gall
Trustee Until Feb.
$0
Hrs/Wk
1
Compensation
$0
Related Orgs
$0
Other
$0
| $0 |
| $5M |
| $6.1M |
| $5.9M |
| 2020 | $4.1M | $0 | $4.1M | $6.6M | $6.2M |
| 2019 | $1.5M | $447.3K | $832.1K | $6.1M | $6M |
| 2018 | $1.8M | $670.9K | $856.1K | $5.2M | $5.1M |
| 2017 | $734.4K | $7,508 | $824.8K | $4.6M | $4.5M |
| 2016 | $828.7K | $6,782 | $864.9K | $4.5M | $4.4M |
| 2015 | $650.5K | $5,348 | $536.8K | $4.5M | $4.4M |
| 2014 | $525.2K | $6,000 | $2.5M | $4.5M | $4.4M |
| 2013 | $559.4K | $53K | $613K | $6.4M | $6.3M |
| 2012 | $833.2K | $114.4K | $880.1K | $7.4M | $7.4M |
| 2011 | $3.3M | $41.1K | $2.7M | $7.5M | $7.4M |
| 2021 | 990 | Data |
| 2020 | 990 | Data |
| 2019 | 990 | Data |
| 2018 | 990 | Data |
| 2017 | 990 | Data |
| 2016 | 990 | Data |
| 2015 | 990 | Data |
| 2014 | 990 | Data |
| 2013 | 990 | Data |
| 2012 | 990 | Data |
| 2011 | 990 | Data |
| 2010 | 990 | — |
| 2009 | 990 | — |
| 2008 | 990 | — |
| 2007 | 990 | — |
| 2006 | 990 | — |
| 2005 | 990 | — |
| 2004 | 990 | — |
| 2003 | 990 | — |
| $17.2K |
| $166.7K |
| Ahmed Moyeen | Sr. Software Engineer | 1 | $123K | $0 | $15.1K | $138.1K |
| Monette P Mudie | Sr. Software Engineer | 1 | $114.3K | $0 | $19.2K | $133.5K |
| Sherana Bakhsh | Pmo/quality Assurance Manager | 1 | $116.2K | $0 | $8,098 | $124.3K |
| Jeff Rohrer | Lead Senior Financial Data Analyst | 1 | $114.1K | $0 | $1,198 | $115.3K |
Ahmed Moyeen
Sr. Software Engineer
$138.1K
Hrs/Wk
1
Compensation
$123K
Related Orgs
$0
Other
$15.1K
Monette P Mudie
Sr. Software Engineer
$133.5K
Hrs/Wk
1
Compensation
$114.3K
Related Orgs
$0
Other
$19.2K
Sherana Bakhsh
Pmo/quality Assurance Manager
$124.3K
Hrs/Wk
1
Compensation
$116.2K
Related Orgs
$0
Other
$8,098
Jeff Rohrer
Lead Senior Financial Data Analyst
$115.3K
Hrs/Wk
1
Compensation
$114.1K
Related Orgs
$0
Other
$1,198
Robert Ruiz
Trustee As Of March
$700
Hrs/Wk
1
Compensation
$0
Related Orgs
$700
Other
$0
Tim Blythe
Trustee
$700
Hrs/Wk
1
Compensation
$700
Related Orgs
$0
Other
$0