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NAVICORE SOLUTIONS PROVIDES COMPASSIONATE COUNSELING SOLUTIONS TO CONSUMERS NATIONWIDE IN THE AREAS OF PERSONAL FINANCE, CONSUMER CREDIT, STUDENT LOANS, DISASTER RECOVERY, FORECLOSURE PREVENTION, AND HOUSING.
Source: IRS Form 990 (Tax Year 2024)
Source: IRS e-Filed Form 990 (from the IRS e-File system), Tax Year 2024
Total Revenue
▼$16.8M
Program Spending
84%
of total expenses go to program services
Total Contributions
$7.1M
Total Expenses
▼$16.4M
Total Assets
$11.9M
Total Liabilities
▼$9.7M
Net Assets
$2.2M
Officer Compensation
→$1.3M
Other Salaries
$8.3M
Investment Income
$63.8K
Fundraising
▼N/A
Source: USAspending.gov · Searched by organization name
Total Federal Funding
$7.5M
Awards Found
16
Department of Housing and Urban Development
$759.1K
HOUSING COUNSELING ASSISTANCE PROGRAM
Department of Housing and Urban Development
$746.8K
HOUSING COUNSELING ASSISTANCE PROGRAM
Department of Housing and Urban Development
$742.9K
PURPOSE: THE PURPOSE OF HUD’S COMPREHENSIVE HOUSING COUNSELING (CHC) GRANT IS TO PROVIDE DIRECT FUNDING SUPPORT TO HUD’S NATION-WIDE NETWORK OF APPROVED HOUSING COUNSELING AGENCIES. FOR MORE INFORMATION ABOUT THE COMPREHENSIVE HOUSING COUNSELING GRANT PROGRAM, SEE HTTPS://WWW.HUD.GOV/PROGRAM_OFFICES/HOUSING/SFH/HCC.; ACTIVITIES TO BE PERFORMED: HOUSING COUNSELING ACTIVITIES INCLUDE PROVIDING INFORMATION, ADVICE, AND TOOLS FOR CONSUMERS SEEKING, FINANCING, MAINTAINING, RENTING, OR OWNING A HOME. AGENCIES ALSO ASSIST THOSE FACING HOMELESSNESS AND HOMEOWNERS IN NEED OF FORECLOSURE ASSISTANCE. THE HOUSING COUNSELING ACTIVITY TYPES THAT CAN BE REIMBURSED BY THE CHC GRANT INCLUDE ALL APPROVED HOUSING COUNSELING, EDUCATION, AND OUTREACH TOPICS LISTED IN THE CURRENT. HTTPS://WWW.HUD.GOV/PROGRAM_OFFICES/ADMINISTRATION/HUDCLIPS/HANDBOOKS/HSGH/7610.1. THIS INCLUDES, BUT IS NOT LIMITED TO, PRE-PURCHASE/HOME BUYING COUNSELING, RESOLVING, OR PREVENTING FORWARD OR REVERSE MORTGAGE DELINQUENCY OR DEFAULT COUNSELING, AND NON-DELINQUENCY POST-PURCHASE COUNSELING. GRANTEES ARE REQUIRED TO DEMONSTRATE, THROUGH THE CURRENT FORM HTTPS://WWW.HUD.GOV/PROGRAM_OFFICES/ADMINISTRATION/HUDCLIPS/FORMS/HUD9, HOUSING COUNSELING AGENCY ACTIVITY REPORT, THE NUMBER OF HOUSEHOLDS THAT WERE COUNSELED BY ACTIVITY TYPE AND NUMBER OF HOUSEHOLDS THAT ATTENDED WORKSHOPS BY ACTIVITY TYPE DURING THE APPLICABLE FISCAL YEAR. HOUSING COUNSELING AGENCIES MAY ALSO BE SPECIFICALLY AWARDED TO PARTNER WITH A MINORITY-SERVING INSTITUTION (MSI) TO PROVIDE HOUSING COUNSELING TO THE MSI INSTITUTIONS’ COMMUNITIES AND EXPAND THESE INSTITUTIONS’ PARTNERSHIPS WITH HOUSING COUNSELING AGENCIES. OUTPUTS AND DELIVERABLES FOR THIS GRANT AWARD IS THE SAME AS THE PARAGRAPH DESCRIBED ABOVE, HOWEVER, GRANTEES ARE REQUIRED TO PARTNER WITH A MSI TO PROVIDE THOSE ACTIVITIES. ; EXPECTED OUTCOMES: THE QUANTIFIABLE OUTCOMES FOR THE CHC GRANT INCLUDE, BUT ARE NOT LIMITED TO, THE NUMBER OF HOUSEHOLDS THAT GAINED ACCESS TO HOUSING RESOURCES; RECEIVED INFORMATION ON FAIR HOUSING, FAIR LENDING, AND/OR ACCESSIBILITY RIGHTS; IMPROVED CURRENT LIVING CONDITIONS; PURCHASED HOUSING; RECEIVED A REVERSE MORTGAGE; PREVENTED OR RESOLVED A MORTGAGE DEFAULT; AND RECEIVED A LOAN MODIFICATION. ALL POSSIBLE OUTCOMES ARE LISTED IN SECTION 10 OF THE CURRENT FORM HTTPS://WWW.HUD.GOV/PROGRAM_OFFICES/ADMINISTRATION/HUDCLIPS/FORMS/HUD9, HOUSING COUNSELING AGENCY ACTIVITY REPORT.; INTENDED BENEFICIARIES: INDIVIDUALS, GROUPS OF INDIVIDUALS, AND FAMILIES WHO ARE RENTERS, TENANTS, HOMEOWNERS, AND HOME BUYERS UNDER HUD, CONVENTIONAL, AND OTHER GOVERNMENT PROGRAMS.; SUBRECIPIENT ACTIVITIES: THE SUBRECIPIENT ACTIVITIES ARE UNKNOWN AT THE TIME OF AWARD.
Department of Housing and Urban Development
$707.8K
HOUSING COUNSELING ASSISTANCE PROGRAM
Department of Housing and Urban Development
$665.8K
HOUSING COUNSELING ASSISTANCE PROGRAM
Department of Housing and Urban Development
$556.8K
HOUSING COUNSELING ASSISTANCE PROGRAM
Department of Housing and Urban Development
$488K
HOUSING COUNSELING ASSISTANCE PROGRAM
Department of Housing and Urban Development
$483.4K
HOUSING COUNSELING ASSISTANCE PROGRAM
Department of Housing and Urban Development
$467.1K
PURPOSE: THE PURPOSE OF HUD’S COMPREHENSIVE HOUSING COUNSELING (CHC) GRANT IS TO PROVIDE DIRECT FUNDING SUPPORT TO HUD’S NATION-WIDE NETWORK OF APPROVED HOUSING COUNSELING AGENCIES. FOR MORE INFORMATION ABOUT THE COMPREHENSIVE HOUSING COUNSELING GRANT PROGRAM, SEE HTTPS://WWW.HUD.GOV/PROGRAM_OFFICES/HOUSING/SFH/HCC.; ACTIVITIES TO BE PERFORMED: HOUSING COUNSELING ACTIVITIES INCLUDE PROVIDING INFORMATION, ADVICE, AND TOOLS FOR CONSUMERS SEEKING, FINANCING, MAINTAINING, RENTING, OR OWNING A HOME. AGENCIES ALSO ASSIST THOSE FACING HOMELESSNESS AND HOMEOWNERS IN NEED OF FORECLOSURE ASSISTANCE. THE HOUSING COUNSELING ACTIVITY TYPES THAT CAN BE REIMBURSED BY THE CHC GRANT INCLUDE ALL APPROVED HOUSING COUNSELING, EDUCATION, AND OUTREACH TOPICS LISTED IN THE CURRENT. HTTPS://WWW.HUD.GOV/PROGRAM_OFFICES/ADMINISTRATION/HUDCLIPS/HANDBOOKS/HSGH/7610.1. THIS INCLUDES, BUT IS NOT LIMITED TO, PRE-PURCHASE/HOME BUYING COUNSELING, RESOLVING, OR PREVENTING FORWARD OR REVERSE MORTGAGE DELINQUENCY OR DEFAULT COUNSELING, AND NON-DELINQUENCY POST-PURCHASE COUNSELING. GRANTEES ARE REQUIRED TO DEMONSTRATE, THROUGH THE CURRENT FORM HTTPS://WWW.HUD.GOV/PROGRAM_OFFICES/ADMINISTRATION/HUDCLIPS/FORMS/HUD9, HOUSING COUNSELING AGENCY ACTIVITY REPORT, THE NUMBER OF HOUSEHOLDS THAT WERE COUNSELED BY ACTIVITY TYPE AND NUMBER OF HOUSEHOLDS THAT ATTENDED WORKSHOPS BY ACTIVITY TYPE DURING THE APPLICABLE FISCAL YEAR. HOUSING COUNSELING AGENCIES MAY ALSO BE SPECIFICALLY AWARDED TO PARTNER WITH A MINORITY-SERVING INSTITUTION (MSI) TO PROVIDE HOUSING COUNSELING TO THE MSI INSTITUTIONS’ COMMUNITIES AND EXPAND THESE INSTITUTIONS’ PARTNERSHIPS WITH HOUSING COUNSELING AGENCIES. OUTPUTS AND DELIVERABLES FOR THIS GRANT AWARD IS THE SAME AS THE PARAGRAPH DESCRIBED ABOVE, HOWEVER, GRANTEES ARE REQUIRED TO PARTNER WITH A MSI TO PROVIDE THOSE ACTIVITIES. ; EXPECTED OUTCOMES: THE QUANTIFIABLE OUTCOMES FOR THE CHC GRANT INCLUDE, BUT ARE NOT LIMITED TO, THE NUMBER OF HOUSEHOLDS THAT GAINED ACCESS TO HOUSING RESOURCES; RECEIVED INFORMATION ON FAIR HOUSING, FAIR LENDING, AND/OR ACCESSIBILITY RIGHTS; IMPROVED CURRENT LIVING CONDITIONS; PURCHASED HOUSING; RECEIVED A REVERSE MORTGAGE; PREVENTED OR RESOLVED A MORTGAGE DEFAULT; AND RECEIVED A LOAN MODIFICATION. ALL POSSIBLE OUTCOMES ARE LISTED IN SECTION 10 OF THE CURRENT FORM HTTPS://WWW.HUD.GOV/PROGRAM_OFFICES/ADMINISTRATION/HUDCLIPS/FORMS/HUD9, HOUSING COUNSELING AGENCY ACTIVITY REPORT.; INTENDED BENEFICIARIES: INDIVIDUALS, GROUPS OF INDIVIDUALS, AND FAMILIES WHO ARE RENTERS, TENANTS, HOMEOWNERS, AND HOME BUYERS UNDER HUD, CONVENTIONAL, AND OTHER GOVERNMENT PROGRAMS.; SUBRECIPIENT ACTIVITIES: THE SUBRECIPIENT ACTIVITIES ARE UNKNOWN AT THE TIME OF AWARD.
Department of Housing and Urban Development
$366.6K
PURPOSE: THE DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT (HUD), OFFICE OF MULTIFAMILY HOUSING PROVIDES RENEWALS OF PROJECT-BASED SECTION 8 HOUSING ASSISTANCE PAYMENTS (HAP) CONTRACTS DIRECTLY WITH OWNERS. THE PURPOSE OF THE HAP CONTRACTS IS TO PROVIDE RENTAL ASSISTANCE TO LOW (80% IF AREA MEDIAN INCOME), VERY LOW (50% OF AREA MEDIAN INCOME AND EXTREMELY LOW (30% OF AREA MEDIAN INCOME)-INCOME HOUSEHOLDS ENABLING THEM TO LIVE IN AFFORDABLE, DECENT, SAFE, AND SANITARY HOUSING. FOR ADDITIONAL INFORMATION ABOUT THESE AWARDS SEE THE MULTIFAMILY ASSISTANCE & SECTION 8 DATABASE AT: HTTPS://WWW.HUD.GOV/PROGRAM_OFFICES/HOUSING/MFH/EXP/MFHDISCL.; ACTIVITIES TO BE PERFORMED: APPROXIMATELY 17,300 SECTION 8 HOUSING ASSISTANCE PAYMENTS (HAP) CONTRACTS PROVIDE RENTAL ASSISTANCE ANNUALLY TO 1.19 MILLION HOUSEHOLDS UNDER PROGRAM ACTIVITY CODE 001 FOR ASSISTANCE LISTING 14.195. OWNERS RECEIVE FEDERAL FUNDS FROM HUD TO ADMINISTER THE SECTION 8 PROJECT BASED RENTAL ASSISTANCE PROGRAM THROUGH THE HAP CONTRACTS. THE OWNERS ACCEPT A FAMILY’S APPLICATION FOR RENTAL ASSISTANCE, CONFIRMS THE FAMILY’S ELIGIBILITY FOR ASSISTANCE AND SELECTS THE FAMILY FOR ADMISSION IN ACCORDANCE WITH THE OCCUPANCY HANDBOOK 4350.3 REV-1 (HTTPS://WWW.HUD.GOV/PROGRAM_OFFICES/ADMINISTRATION/HUDCLIPS/HANDBOOKS/HSGH/4350.3). THE FAMILY THEN MOVES INTO THE PROPERTY AND EXECUTES THE LEASE AND AGREES TO SECTION 8 PROGRAM REQUIREMENTS INCLUDING ANNUAL RECERTIFICATION. THE OWNER SUBMITS FOR PAYMENT OF THE RENTAL ASSISTANCE SUBSIDY MONTHLY ON BEHALF OF THE PARTICIPATING FAMILY. THE FAMILY PAYS 30% OF THEIR ADJUSTED INCOME IN RENT AND UTILITIES AND THE HAP CONTRACT PAYS THE BALANCE OF THE CONTRACT RENT TO THE OWNER. ; EXPECTED OUTCOMES: APPROXIMATELY 1.19 MILLION HOUSEHOLDS CONTINUE TO LIVE IN AFFORDABLE HOUSING PAYING 30% OF THEIR ADJUSTED INCOME IN RENT AND UTILITIES IN HOUSING THAT IS DECENT, SAFE AND SANITARY FOR AS LONG AS THEY CHOOSE, AND THE OWNER REMAINS IN COMPLIANCE WITH THE HAP CONTRACT.; INTENDED BENEFICIARIES: INDIVIDUALS AND FAMILIES WHO MEET THE ELIGIBILITY CRITERIA OF THE PROGRAM AND PROPERTY AS NOTED IN THE OCCUPANCY HANDBOOK, 4350.3 REV-1, CHAPTER 3 (HTTPS://WWW.HUD.GOV/PROGRAM_OFFICES/ADMINISTRATION/HUDCLIPS/HANDBOOKS/HSGH/4350.3) AND SUMMARIZED BELOW ARE THE INTENDED BENEFICIARIES OF THIS PROGRAM. • PROGRAM ELIGIBILITY DETERMINES WHETHER APPLICANTS ARE ELIGIBLE FOR ASSISTANCE. PROGRAM REQUIREMENTS INCLUDE INCOME LIMITS, DISCLOSURE OF SOCIAL SECURITY NUMBERS, CONSENT FORMS, RESTRICTION ON ASSISTANCE TO NONCITIZENS, RESTRICTIONS ON ELIGIBILITY OF STUDENTS FOR SECTION 8 ASSISTANCE, MANDATORY USE OF ENTERPRISE INCOME VERIFICATION SYSTEM (EIV). • PROJECT ELIGIBILITY ESTABLISHES WHETHER APPLICANTS ARE ELIGIBLE TO RESIDE IN A SPECIFIC PROJECT TO WHERE THEY HAVE APPLIED. THREE THINGS MY AFFECT THE MATCH BETWEEN AN APPLICANT AND THE APPLICANT’S ELIGIBILITY FOR OCCUPANCY IN A PARTICULAR PROJECT: 1. THE EXTENT TO WHICH ALL OR SOME OF THE UNITS IN A PROJECT ARE DESIGNATED FOR SPECIFIC FAMILY TYPES, SUCH AS THOSE WHO ARE ELDERLY OR DISABLED; 2. THE PROJECT-SPECIFIC OCCUPANCY STANDARDS ESTABLISHED BY THE OWNER, THE FAMILY SIZE, AND THE UNIT SIZES AVAILABLE IN THE PROJECT; AND 3. IN SOME INSTANCES, A FAMILY’S INTENTION TO LEASE USING A HOUSING-CHOICE VOUCHER SUBSIDY THAT MAY BE USED IN SOME PROJECTS AND NOT IN OTHERS.; SUBRECIPIENT ACTIVITIES: THE RECIPIENT DOES NOT INTEND TO SUBAWARD FUNDS.
Department of Housing and Urban Development
$351.9K
HOUSING COUNSELING ASSISTANCE PROGRAM
Department of Housing and Urban Development
$300K
HSNG COUNSEL ASSIST GRANTS
Department of Health and Human Services
$142.6K
COOPERATIVE AGREEMENT TO SUPPORT NAVIGATORS IN FEDERALLY-FACILITATED AND STATE PARTNERSHIP MARKETPLACES
Source: Federal Audit Clearinghouse (fac.gov)
Total Audits
8
Clean Audits
8
Material Weakness
No
Noncompliance Issues
No
| Year | Status | Financial Report | Federal Expenditure | Low Risk | Accepted |
|---|---|---|---|---|---|
| 2025 | Clean | Unmodified (Clean) | $2.4M | No | 2026-05-08 |
| 2024 | Clean | Unmodified (Clean) | $4.8M | No | 2026-02-03 |
| 2023 | Clean | Unmodified (Clean) | $4M | No | 2024-05-17 |
| 2022 | Clean | Unmodified (Clean) | $2.9M | No | 2023-06-04 |
| 2021 | Clean | Unmodified (Clean) | $1.8M | No | 2022-07-07 |
| 2018 | Clean | Unmodified (Clean) | $1.1M | Yes | 2019-05-29 |
| 2017 | Clean | Unmodified (Clean) | $1.1M | Yes | 2018-06-11 |
| 2016 | Clean | Unmodified (Clean) | $3.2M | Yes | 2017-04-23 |
Financial Report
Unmodified (Clean)
Federal Expenditure
$2.4M
Financial Report
Unmodified (Clean)
Federal Expenditure
$4.8M
Financial Report
Unmodified (Clean)
Federal Expenditure
$4M
Financial Report
Unmodified (Clean)
Federal Expenditure
$2.9M
Financial Report
Unmodified (Clean)
Federal Expenditure
$1.8M
Financial Report
Unmodified (Clean)
Federal Expenditure
$1.1M
Financial Report
Unmodified (Clean)
Federal Expenditure
$1.1M
Financial Report
Unmodified (Clean)
Federal Expenditure
$3.2M
Tax Year 2024 · Source: IRS e-Filed Form 990Schedule J available
Individuals serving as officers, directors, or trustees of the organization.
| Name | Title | Hrs/Wk | Compensation | Related Orgs | Other |
|---|
Source: IRS Publication 78, Auto-Revocation List & e-Postcard Data
Tax-deductible contributions: Yes
Deductibility code: PC
Sources: IRS e-Filed Form 990 (XML) & ProPublica Nonprofit Explorer
Scroll →
| Year | Revenue | Contributions | Expenses | Assets | Net Assets |
|---|---|---|---|---|---|
| 2024IRS e-File | $16.8M | $7.1M | $16.4M | $11.9M | $2.2M |
| 2023IRS e-File | $15.1M | $6.7M | $14.9M | $13.8M | $5.3M |
| 2022 | $14.1M | $5.9M | $13.5M | $14.5M | $5.2M |
| 2021 | $14.8M |
Sources: ProPublica Nonprofit Explorer & IRS e-File Index
| Tax Year | Form Type | Source | Documents |
|---|---|---|---|
| 2024 | 990 | IRS e-File | PDF not yet published by IRSView Filing → |
| 2023 | 990 | DataIRS e-File | |
| 2022 | 990 | DataIRS e-File |
Financial data: IRS e-Filed Form 990 (Tax Year 2024)
Leadership & compensation: IRS e-Filed Form 990, Part VII (Tax Year 2024)
Federal grants: USAspending.gov (live)
Organization info: IRS Business Master File
Tax-deductibility: IRS Publication 78
| Total |
|---|
| Jill Feldman | President & CEO | 70 | $361.8K | $0 | $44.9K | $406.7K |
| Todd Suler | CFO | 70 | $317.9K | $0 | $2,060 | $320K |
| Diane Gray | COO | 70 | $313.4K | $0 | $4,498 | $317.9K |
| Rebecca Winters | Asst Corp Secre | 50 | $46.3K | $0 | $0 | $46.3K |
Jill Feldman
President & CEO
$406.7K
Hrs/Wk
70
Compensation
$361.8K
Related Orgs
$0
Other
$44.9K
Todd Suler
CFO
$320K
Hrs/Wk
70
Compensation
$317.9K
Related Orgs
$0
Other
$2,060
Diane Gray
COO
$317.9K
Hrs/Wk
70
Compensation
$313.4K
Related Orgs
$0
Other
$4,498
Rebecca Winters
Asst Corp Secre
$46.3K
Hrs/Wk
50
Compensation
$46.3K
Related Orgs
$0
Other
$0
Members of the governing board. Board members often serve without compensation.
| Name | Title | Hrs/Wk | Compensation | Related Orgs | Other | Total |
|---|---|---|---|---|---|---|
| Deborah Figart | Trustee | 1 | $0 | $0 | $0 | $0 |
| Diane Daley | Trustee | 1 | $0 | $0 | $0 | $0 |
| Donell Young | Trustee | 1 | $0 | $0 | $0 | $0 |
| Joseph Timko | Trustee | 4 | $0 | $0 | $0 | $0 |
| Mike Woods | Trustee | 1 | $0 | $0 | $0 | $0 |
| Roy Lopez | Trustee | 1 |
Deborah Figart
Trustee
$0
Hrs/Wk
1
Compensation
$0
Related Orgs
$0
Other
$0
Diane Daley
Trustee
$0
Hrs/Wk
1
Compensation
$0
Related Orgs
$0
Other
$0
Donell Young
Trustee
$0
Hrs/Wk
1
Compensation
$0
Related Orgs
$0
Other
$0
| $5.6M |
| $12.6M |
| $15.4M |
| $4.7M |
| 2020 | $12M | $2.2M | $11.5M | $13.5M | $2.5M |
| 2019 | $11.6M | $1.8M | $11.4M | $12.4M | $2.2M |
| 2018 | $11.7M | $2.4M | $12.4M | $13.1M | $2.1M |
| 2017 | $13.4M | $3.1M | $14.5M | $12.4M | $2.8M |
| 2016 | $13.5M | $2.6M | $15M | $14.2M | $2.7M |
| 2015 | $17.1M | $3.5M | $16.8M | $15.3M | $4.4M |
| 2014 | $19.8M | $3.9M | $20.2M | $16.3M | $4.3M |
| 2013 | $22.4M | $2.9M | $22.2M | $10.3M | $4.4M |
| 2012 | $24.6M | $2.6M | $23.8M | $10.8M | $4.3M |
| 2011 | $23.5M | $2.3M | $22.7M | $10M | $3.7M |
| 2021 | 990 | Data |
| 2020 | 990 | Data |
| 2019 | 990 | Data |
| 2018 | 990 | Data |
| 2017 | 990 | Data | PDF not yet published by IRS |
| 2016 | 990 | Data |
| 2015 | 990 | Data |
| 2014 | 990 | Data |
| 2013 | 990 | Data |
| 2012 | 990 | Data |
| 2011 | 990 | Data |
| 2009 | 990 | — |
| 2008 | 990 | — |
| 2007 | 990 | — |
| 2006 | 990 | — |
| 2005 | 990 | — |
| 2004 | 990 | — |
| 2003 | 990 | — |
| 2002 | 990 | — |
| 2001 | 990 | — |
| $0 |
| $0 |
| $0 |
| $0 |
| Stephen Freiman | Trustee | 1 | $0 | $0 | $0 | $0 |
| Werner Rehm | Trustee | 1 | $0 | $0 | $0 | $0 |
Joseph Timko
Trustee
$0
Hrs/Wk
4
Compensation
$0
Related Orgs
$0
Other
$0
Mike Woods
Trustee
$0
Hrs/Wk
1
Compensation
$0
Related Orgs
$0
Other
$0
Roy Lopez
Trustee
$0
Hrs/Wk
1
Compensation
$0
Related Orgs
$0
Other
$0
Stephen Freiman
Trustee
$0
Hrs/Wk
1
Compensation
$0
Related Orgs
$0
Other
$0
Werner Rehm
Trustee
$0
Hrs/Wk
1
Compensation
$0
Related Orgs
$0
Other
$0